Blogs

Discover the critical role of police reports in identity theft cases. Learn if a police report is your ultimate defense.

Facing fraudulent debt? Read this to discover your legal rights, how to dispute unauthorized charges, and what consumers laws protect you.

Discover the significant impact identity theft can have on your credit score. Learn the steps to take to repair your credit.

Learn your rights when disputing an error on your credit report. Discover whether a credit bureau can legally ignore your dispute in CA.

Read this to learn the common pitfalls and mistakes people make when attempting to dispute errors on their credit reports.

Read this to learn whether you can sue a credit bureau in California & what steps you need to take to safeguard your financial…

Read this to learn the crucial first steps to take immediately after you discover you've been a victim of identity theft in CA.

Read this to learn how to get your credit report for free and what key details you should check for errors and signs of…

If your credit report is showing a paid debt as unpaid, this blog explores the steps you can take to remedy the error.

If you are the victim of medical identity theft, it is imperative to report this to your insurer. This blog explores what you must…

If you are the victim of an FCRA violation, this blog explores what you should know about these matters, including your rights and examples.

Understanding how identity theft and identity fraud differ is imperative to taking the necessary steps to protect your information.

If you learn that your deceased relative's identity has been compromised, this blog explores the steps you should take.

If you're considering using password managers, this blog covers what you must know about how they reduce the risk of identity theft.

It’s an unfortunate fact that many identity thieves are intelligent, which means they will often target those in vulnerable positions. As such, many children,…

If you have disputed a debt only to be told it's been verified, this blog explores what this means and what your legal options…

It's vital to know that there are a number of myths surrounding identity theft that can impact your recovery. This blog explores the truth.

Understanding what debt collector misrepresentation is is critical to protecting your rights as a consumer. This blog can help.

With the rise of online dating, it's important to protect yourself from romance scams. This blog explores the most popular ruses.

If you discover that your gym or fitness club has sent debts to collections, this blog explores what you should know about your rights.

Before you connect to a public wi-fi network, you'll want to read this blog to learn about the dangers and how to protect yourself.

If you are worried about identity theft, this blog explores how your social media accounts could contribute to the risk.

If you're unsure what tradelines are or the impact they can have on your credit , this blog covers what you must know about…

Unfortunately, senior citizens are often more prone to identity theft. This blog explores what you should know if you are at risk.

If you're curious about the long term impacts of credit report errors, this blog covers what you must know, as well as how to…

If you are facing an eviction, this blog explores the impact it can have on your credit score and how our firm can help.

If you're debt collection case is going to trial, this blog explores what you should know about this complicated process.

If you are worried about falling victim to credit card fraud in California, this blog explores the steps you can take to protect yourself.

When you are in financial trouble, whether you’re about to default on your mortgage payment or you incurred hefty medical bills, applying for a…

If you have been served with an information subpoena as part of a collection lawsuit, this blog explores what you must know about this.

When you are seeking employment, you may be excited to find the perfect opportunity. Not only is the commute easy, but the pay and…

If you are interested in purchasing identity theft insurance, this blog explores what you must know about this coverage.

If you are experiencing debt collector harassment, taking the steps to document the behavior is critical. This blog can help you.

If you are a member of the armed forces, you should familiarize yourself with the Servicemembers Civil Relief Act. This blog can help.

If you are a victim of violations of the Truth in Lending Act, this blog explores what you should know about fighting for justice.

It's no secret identity theft can result in serious damages. This blog explores how to recover the compensation you deserve.

If you live in California, it's vital to familiarize yourself with the Consumers Legal Remedies Act. This blog explores what you must know.

If a debt collector has contacted your spouse in regards to your debts, this blog explore if this is allowed and what you must…

If you're like most consumers, your credit score is important to you. This blog explores credit monitoring and if it's right for you.

When you enable an automatic bill payment, the last thing you expect is for your bank to make an error. If this happens, this…

Was your information compromised in a medical data breach? If so, this blog explores the steps you can take to protect yourself.

Have you received an adverse action notice in the mail? If so, this blog explores what you must know about these letters and your…

If your identity is compromised in a data breach, there is a chance it could end up on the dark web. This blog explores…

Understanding your rights when it comes to background checks is critical. This blog explores what you should know about these matters.

If you are a victim of coerced debt, this blog explores the options you have to repair your credit and recover financially.

As a consumer, understanding the laws in place to offer you protection is vital. This blog explores the most important and your legal rights.

If your credit card is canceled without notice in California, understanding your legal options is critical. Luckily, this blog can help.

If you have paid a medical bill in full but are contacted by a collection agency for payment, you'll want to read this blog…

If you are incorrectly listed as deceased on your credit report, this blog explores how you can remedy this error with the help of…

As a consumer, you entrust many companies to shield your sensitive details. However, understanding if you can prevent a data breach is key.

As a consumer, understanding the most common credit card scams is critical to protecting yourself. This blog explores what you must know.

Understanding your rights as a consumer is critical. As such, if you're unsure what permissible purpose is, you'll want to keep reading.

If a default judgment as been issued against you, you may be able to vacate the judgement. This blog covers what you should know…

Not sure if you need a consumer defense attorney to represent you? This blog explores when you should contact one for assistance.

As a consumer, understanding the different factors that affect your credit score is critical. This blog explores the credit mix.

Have you received a notice that your debt was sent to collections? If so, understanding what this means and how to proceed is critical.

If you want to file an FDCPA claim, you may wonder if you need to dispute the debt in question first. This blog explores…

Did you not not all credit report inquires are created equal? This blog explores the differences between a soft and hard inquiry.

Finding out that your child has debt on their credit report can be jarring. This blog explores why that happens and what you can…

If you're like most consumers, you've likely encountered junk fees before. This blog explores what you should know about these matters.

Do you know what an investigative consumer report is? If not, this blog explores what you should know about these matters.

Is your credit score impacted by a charge-off? If so, this blog explores what you should know about how to remove it.

If you're a victim of unauthorized transfers, you may file a dispute with your bank. If the bank won't refund the money, this blog…

While artificial intelligence undoubtedly has benefits, it can also be used for identity theft. Everyone should read this blog to learn more.

If you incur actual damages due to a credit error, its important to understand your legal options. This blog can assist in these matters.

When errors plague your credit report, you may assume credit repair companies are the way to go. This blog explores why a lawyer is…

If you are a victim of identity theft, knowing how to minimize the impact it has on your life is critical. Luckily, this blog…

When you find incorrect information on your credit report, you must write a credit dispute letter. This blog explores what to include.

If you've opened a credit card or taken out a loan, you've likely heard of a FICO credit score before. This blog explores what…

If you are being harassed by your original creditors, you may want to utilize the FDCPA. However, this blog explores if this is possible.

If you are the victim of incorrect information on your credit report, knowing who will face liability for credit reporting errors is vital.

Are you the victim of a scam that resulted in your identity being compromised? If so, this blog explores who you can report identity…

Discovering that you are a victim of criminal identity theft can be incredibly traumatic. As such, this blog explores your legal options.

When you look at your bank accounts and discover that you weren’t paid your full wages, it can be concerning. However, before you accuse…

Knowing the laws that help consumers is vital. One agency on your side is the Consumer Financial Protection Bureau. Read to learn their role.

Have you recently discovered unauthorized charges on your credit card? If so, this blog explores the steps you can take to remedy the matter.

Knowing if you are at risk of identity theft in California is vital to taking the necessary steps to protect yourself. This blog can…

When granted an automatic stay by the court, it's important to understand what happens if the creditor violates this order. Read on for more.

Unfortunately, holiday scams are incredibly common, so knowing how to recognize them is critical. This blog can help you stay safe.

If you owe funds, it's vital to know the statute of limitations for debt in California. Read on to familiarize yourself with these matters.

If you are facing constant collection calls, it's important to understand that they may violate the law. This blog explores this further.

If you have reason to believe your spouse stope your identity, it's important to understand your legal options. Read on for more information.

Finding credit report mistakes on your account can be frustrating. Luckily, this blog can help you explore your legal options.

Nick Barthel, Esq. was recently interviewed by Renee Koury and Stephanie Sierra in an ABC7 News article. Continue reading to learn more.

Understanding the signs that your identity has been compromised is critical. This blog explores what you should look for.

When harassed with spam texts and calls, understanding your rights as a consumer is vital. This blog explores how the TCPA protects you.

Were you denied an apartment because your tenant screening showed errors from fraudulent reporting? If so, this blog covers what you can do.

When you find your bank account is frozen, knowing what you this means and how to navigate these matters is vital. Read on to…

In an interview with Nick Barthel, Esq., Alana Semuels of TIME discusses how consumers are navigating through an epidemic of scams and fraud.

Identity theft can have serious impacts on your life. As such, understanding how to secure your identity and prevent this issue is vital.

If you have an elderly loved one, knowing the identity theft scams they could be a victim of is vital. This blog cover what…

Finding a closed account on your credit report can be frustrating. If you find outdated data, this blog can help you learn how to…

We are thrilled to announce that our attorney, Nick Barthel, was recently featured on a must-listen podcast, The Abogado Podcast! Read on.

Have you experienced FCRA violations? If so, understanding who you can hold liable for these matters is critical. Read on to learn more.

If you are a victim of debt collector misrepresentation, understanding how to utilize the laws in place to receive justice is critical.

If you need help with your credit, you may think a credit repair company is ideal. This blog covers the benefits of working with…

Did incorrect information on your credit report impact your life? If so, you might be entitled to actual damages. Read on to learn more.

If your identity is at risk, understanding the information you should monitor is critical. This blog explores what to look for.

If your information is compromised in data breaches, it's crucial to understand how to proceed. The following blog explores what you can do.

Are you being contacted over a debt that has passed the statute of limitations? This blog covers what you must know and the steps…