Often, when someone is a victim of identity theft or is alerted to the fact that their information was compromised, they are often told to monitor their information. However, it’s now always clear as to what this means exactly. As such, if your identity is compromised, this blog explores the information you should monitor and what to do if you find something amiss. Additionally, you’ll discover why you should connect with a San Diego County identity theft lawyer who can guide you if you need assistance with this process.
How Does Identity Theft Happen?
Identity theft occurs whenever your sensitive information is compromised and used.
There are several ways that identity theft can occur. One of the most common is through data breaches, in which hackers infiltrate a company’s online security system to take the information of consumers and those who use those services. They will then use this information or sell it to others who wish to use it for nefarious reasons.
Another way identity theft can occur is through phishing scams and schemes. In many instances, those looking to steal identities may send out inconspicuous emails or text messages that look like they are from a legitimate financial institution to obtain your login or other sensitive information.
Finally, you may find that identity theft can occur in the event someone steals your mail, such as from a mailbox or out of your trash. Letters may have confidential information, and if they get these details they may use it to commit identity theft.
What Information Do I Need to Monitor?
If you are informed or discover that your identity has been compromised, understanding what information to monitor is critical.
Generally, the most important thing you’ll want to regularly check is your credit score. This will inform you as to whether or not accounts have been opened in your name. If you find accounts you don’t recognize, you can act quickly to have them removed, making it easier to prove you are not financially liable for them.
You should also monitor your financial accounts, like bank and credit card statements. You may want to turn on purchase alerts, that will inform you when your information is used to pay for items or services over a certain amount. This can help you act to quickly prevent unauthorized transactions.
As you can see, there are many considerations you must make if you find that your information has been compromised. However, with quick action and careful monitoring, you can mitigate damages to help reduce the risk of serious issues.
Unfortunately, if you do not catch identity theft quickly, it can lead to a slew of issues. If this occurs, it’s in your best interest to connect with an experienced attorney from Barthel Legal. Our team understands how devastating identity theft can be, which is why we are committed to fighting for the best possible outcome for you. Reach out to our team today to learn how we can fight for you during these complex matters.
