As a victim of identity theft, you may find that this is an incredibly frustrating process. Not only is your life significantly disrupted, but you are left responsible for remedying the circumstances. However, many assume that this process is relatively quick and, once complete, you can return to normal. Unfortunately, this is far from the truth. In reality, there are considerable long-term impacts of identity theft that can follow you for years. The following blog explores what you should know about these matters and why it’s in your best interest to connect with a San Diego County identity theft lawyer.
What Are the Prolonged Impacts Identity Theft Can Have on My Life?
If you are the victim of identity theft, you may notice that in the immediate days and weeks after, you will likely undergo a considerable amount of stress, related directly to your financial safety or the economic well-being of any family members as you may have joint accounts with them.
Unfortunately, this stress can have prolonged effects on you for years. If your identity is stolen and someone uses your information to commit a crime, you can be arrested or it may appear on a background check, directly impacting your employment opportunities. As such, you can suffer mentally and emotionally.
You may also find that the financial impact of identity theft can follow you for years. This is because when someone has access to your information, it can impact your retirement or savings accounts for your child’s college education.
Is There Anything I Can Do to Aid Recovery?
Generally, there are steps you can take to help mitigate the damage identity theft can cause. One of the most important things you can do is understand the signs of identity theft. You’ll want to start by checking your credit report regularly to look for accounts you never opened or any other incorrect information.
If you notice any signs, you’ll want to ensure you take the necessary steps to freeze or lock your credit reports. This can help prevent additional accounts from being opened in your name, as creditors will not have access to your information to open accounts for the thief.
Additionally, you’ll want to report the identity theft to your local police department to document the theft. You can also submit this report when you contact the Federal Trade Commission. The FTC will provide individualized steps you can take to help you recover after your identity has been compromised.
However, one of the most important things you can do is to connect with an experienced consumer attorney with Barthel Legal. We understand the impact that identity theft can have on your life, which is why our team is committed to helping you reclaim your identity. Connect with us today to learn how we can help you determine the best course of action for your specific needs.
