• What Should I Do if My Credit Report Says I’m Deceased? – June 16, 2025
  • Is It Possible to Prevent a Data Breach as a Consumer? – June 9, 2025
  • What Are the Most Common Credit Card Scams in CA? – June 2, 2025
  • What Is Permissible Purpose in Terms of the FCRA? – May 26, 2025
  • Is It Possible to Vacate a Default Judgment in CA? – May 19, 2025
  • When Do I Need a Consumer Defense Attorney in San Diego? – May 12, 2025
  • How Does a Credit Mix Impact My Credit Score? – May 5, 2025
  • What Does It Mean When a Debt Goes to Collections in CA? – April 28, 2025
  • Can I File a FDCPA Claim Without Disputing the Debt? – April 21, 2025
  • How Are a Soft and Hard Inquiry Different? – April 14, 2025
  • What Can I Do if My Child Has Debt on Their Credit Report? – April 7, 2025
  • What Are Junk Fees and How Can They Affect Me? – March 31, 2025
  • Is an Investigative Consumer Report the Same a Credit Report? – March 24, 2025
  • What Is a Charge-Off? – March 17, 2025
  • What Can I Do if My Bank Refuses to Refund Stolen Money? – March 10, 2025
  • How Is Artificial Intelligence Contributing to Identity Theft? – March 3, 2025
  • What Actual Damages Can I Seek for Credit Errors? – February 24, 2025
  • Is It Worth It to Work with Credit Repair Companies? – February 17, 2025
  • How Can I Minimize the Impact of Identity Theft? – February 10, 2025
  • How Do I Write a Credit Dispute Letter in California? – February 3, 2025
  • What Is My FICO Credit Score? – January 27, 2025
  • Does the FDCPA Apply to Original Creditors? – January 20, 2025
  • Who Faces Liability for Credit Reporting Errors? – January 13, 2025
  • Who Do I Report Identity Theft to in California? – January 6, 2025
  • What Can I Do as a Victim of Criminal Identity Theft? – December 30, 2024
  • Will Wage Garnishment Impact My Credit Score? – December 23, 2024
  • What Does the Consumer Financial Protection Bureau Do? – December 16, 2024
  • What Should I Do if I Find Unauthorized Charges on My Credit Card? – December 9, 2024
  • Who Is Most At Risk of Identity Theft in California? – December 2, 2024
  • What Happens if a Creditor Violates the Automatic Stay? – November 25, 2024
  • What Are Common Holiday Scams I Should Know About? – November 18, 2024
  • What Is the Statute of Limitations for Debt in California? – November 11, 2024
  • How Can I Stop Collection Calls? – November 4, 2024
  • What Can I Do if My Spouse Uses My Identity? – October 28, 2024
  • Are Credit Report Mistakes Common? – October 21, 2024
  • Nick Barthel Featured in ABC7 News Article – October 16, 2024
  • How Will I Know if My Identity Has Been Compromised? – October 14, 2024
  • What Should I Know About TCPA Violations? – October 7, 2024
  • What Can I Do if My Credit Report Impacts a Tenant Screening? – September 30, 2024
  • Why Is My Bank Account Frozen in California? – September 23, 2024
  • Nick Barthel Featured in TIME: “The Age of Scams” – September 18, 2024
  • How Can I Secure My Identity in California? – September 16, 2024
  • What Identity Theft Scams Are Targeted Towards Seniors? – September 9, 2024
  • How Do I Remove a Closed Account From My Credit Report? – September 2, 2024
  • Nick Barthel Featured on The Abogado Toast Podcast: “Banking on Consumer Protection” – August 29, 2024
  • Who Can Face Liability for FCRA Violations in CA? – August 26, 2024
  • What Must I Know About Debt Collector Misrepresentation? – August 19, 2024
  • Why Should I Work With an Attorney Instead of a Credit Repair Company? – August 12, 2024
  • What Actual Damages Can I Recover in a Credit Reporting Lawsuit? – August 5, 2024
  • What Information Should I Monitor After Identity Theft? – July 29, 2024
  • How Can Data Breaches Impact My Life? – July 22, 2024
  • What Is the Statute of Limitations for Debt Collection in CA? – July 15, 2024
  • How Can I Repair My Credit After Identity Theft in CA? – July 8, 2024
  • What Is the Truth in Lending Act? – July 1, 2024
  • Tax Return Stolen? What Now? – June 25, 2024
  • Is There a Statute of Limitations for Reporting Identity Theft? – June 24, 2024
  • Who Can Request My Credit Report? – June 17, 2024
  • When Should I Call a Credit Dispute Attorney? – June 10, 2024
  • Are Unauthorized Bank Transactions Identity Theft in CA? – June 3, 2024
  • Are Some Credit Report Errors More Harmful Than Others? – May 27, 2024
  • Should I Report Identity Theft to the Police in Sacramento? – May 20, 2024
  • What Should I Do if I Get a Debt Collection Summons in Sacramento? – May 13, 2024
  • What Should I Do if I Believe a Spouse Stole My Identity? – May 6, 2024
  • How Often Does a Credit Report Update? – April 29, 2024
  • Is Digital Signature Fraud a Form of Identity Theft? – April 22, 2024
  • How Does Rental Identity Theft Happen in California? – April 15, 2024
  • What Constitutes Collector Harassment in Sacramento? – April 8, 2024
  • What Steps Should I Take to Remedy a Credit Report Error? – April 1, 2024
  • How Can Charity Scams Lead to Identity Theft in Sacramento? – March 25, 2024
  • How to Report Identity Theft in California – March 19, 2024
  • What Are Common Mistakes Made When Filing a Credit Dispute? – March 18, 2024
  • What Are the Long-Term Impacts of Identity Theft in California? – March 11, 2024
  • How Can Zombie Debt Impact Me? – March 4, 2024
  • What Should I Know About Fake Job Listings and Identity Theft in San Diego? – February 26, 2024
  • What Should I Know Before Suing a Credit Reporting Agency in California? – February 19, 2024
  • What Is Malware, and How Can It Affect My Identity? – February 12, 2024
  • Why Should I Hire a San Diego Identity Theft Lawyer? – February 7, 2024
  • When Can I Sue a Debt Collector in San Diego? – February 5, 2024
  • What Should Sacramento Consumers Know About Medical Identity Theft? – January 29, 2024
  • How Do a Credit Freeze and Fraud Alert Differ in California? – January 22, 2024
  • What Are the Penalties for Identity Theft in California? – January 15, 2024
  • How to Tell if a Bank Text is a Scam? – January 10, 2024
  • What Is Credit Card Skimming? – January 8, 2024
  • Hacked Bank Account Recovery Guide – January 2, 2024
  • What Are Military Active Duty Alerts? – January 1, 2024
  • What Can I Do to Protect My Identity While Traveling? – December 25, 2023
  • Nick Barthel, Esq. Published By Plaintiff Magazine: “Grandma Got Done Over By A Fraudster” – December 19, 2023
  • What Should I Know About Debt Collection Scams in Sacramento? – December 18, 2023
  • What Federal Laws Protect Victims of Identity Theft? – December 11, 2023
  • What Are Signs of Identity Theft Californians Should Look For? – December 4, 2023
  • Victim of Identity Theft? Get Help from Identity Theft Lawyers. – November 28, 2023
  • What Should I Do if a Relative Commits Identity Theft in Sacramento? – November 27, 2023
  • What Should I Do if Experian Won’t Fix an Error on My Credit Report? – November 20, 2023
  • I’m a Victim of Identity Theft. How Can I Recover? – November 13, 2023
  • Can I Recover Compensation for FDCPA Violations in San Diego? – November 6, 2023
  • What Should I Do If My Information Was Involved in a Data Breach? – October 30, 2023
  • How To Handle Background Check Errors When A Job Is At Stake – October 26, 2023
  • What Are the Most Important Credit Laws California Consumers Should Know About? – October 23, 2023
  • What Is Synthetic Identity Theft? – October 16, 2023
  • I’m Being Harassed By a Debt Collector in San Diego. What Can I Do? – October 9, 2023
  • What Can I Do to Protect Myself From Identity Theft in San Diego? – October 2, 2023
  • How Do I File a Credit Report Dispute in San Diego County? – September 25, 2023
  • How Do Hackers Obtain Information to Commit Identity Theft in San Diego? – September 18, 2023
  • What Damages Can I Recover in a California Credit Report Lawsuit? – September 11, 2023
  • What Constitutes a Violation of the Fair Credit Reporting Act in California? – September 4, 2023
  • What Should I Know About Phishing Scams? – August 28, 2023
  • What Are the Most Common Credit Reporting Mistakes? – August 21, 2023
  • Who Is Most Vulnerable to Identity Theft in California? – August 14, 2023
  • Victim of Identity Theft? Get Help From Identity Theft Lawyers – June 1, 2023
  • FCRA: What It Is And How To Protect Yourself – May 26, 2023
  • Zelle Scams: Can Zelle Refund Money if Scammed? – May 23, 2023
  • How to Get Your Credit Report – May 18, 2023
  • Background Check Errors: What You Need to Know – May 12, 2023
  • How Errors on Your Credit Report Can Affect Your Security Clearance – February 22, 2023
  • Beware of Settlement Pitfalls! – February 17, 2023
  • Credit Card Fraud and Credit Reports – February 10, 2023
  • A Consumer Protection Attorney’s Opinion on Credit Card v. Debit Card – February 3, 2023
  • California’s Middle Class Tax Refunds – February 2, 2023
  • Servicemembers Civil Relief Act – November 29, 2022
  • The Blasphemous Background Check – November 8, 2022
  • 10 Types of Cybercrime and How to Protect Against Them (UPDATED 2025) – October 24, 2022
  • 5 Steps to Removing a Debt Discharged in Bankruptcy from Your Credit Report – September 8, 2022
  • Commonly Asked Questions Regarding Debt Collection Harassment – August 4, 2022
  • How to Check if Someone is Using Your Identity – July 22, 2022
  • The 411: Fair Credit Reporting Act – June 20, 2022
  • What is a credit freeze – June 13, 2022
  • UCC Fraudulent Wire Transfer – What Can You Do About It? – May 9, 2022
  • What to Do About Identity Theft – April 25, 2022
  • 5 Major Amazon Scams You Must Avoid – April 11, 2022
  • Your Ex and Credit Checks – January 4, 2022
  • Money Stole from Your Checking or Savings Account? Now what? – November 9, 2021
  • The Terrorist List Case (Ramirez v. Trans Union) – November 9, 2021
  • The Father Son Mix Up – November 9, 2021
  • Understanding the Fair Credit Reporting Act (“FCRA”) – November 9, 2021
  • Military Credit Monitoring Rule – October 30, 2021
  • When an Expunged Criminal Record Comes Back to Life – May 22, 2021
  • Financial Literacy for Your Credit Report – May 20, 2021
  • The Consequences of a Mixed File – May 19, 2021
  • COVID Deferments and Your Credit – May 10, 2021
  • How to Draft an Identity Theft Dispute – May 10, 2021